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Klarna Policy

Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply.

PART 1: HOW IT WORKS

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

Here’s how it works:

  1. Step 1: Add products to your basket and select “Klarna” when you check out.
  2. Step 2: Enter a few personal details and you’ll know instantly if you’re approved.
  3. Step 3: Klarna will send you an email confirmation and reminders when it’s time to pay. You can manage your orders and payments in the Klarna app.

 

PART 2: PAYMENTS INFORMATION

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.

  • Complete the payment in full after purchase at no added cost.
  • Report returns directly in the Klarna app and only pay for the items that you keep.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay later in 30 days Terms and Conditions

Pay in 3 interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees.

  • A new way to pay that's an alternative to a credit card.
  • 3 instalments give you flexibility to shop without interest or hidden fees.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions

 

PART 3: ABOUT KLARNA

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorised purchases.

Frequently asked questions

Visit the Klarna FAQ page to find out more about using Klarna.

About Klarna

  • More than 90 million shoppers are using Klarna.
  • 200,000 retailers are working with Klarna worldwide.
  • Klarna is one of Europe’s largest banks and has been powering online checkouts for over 15 years.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Flue Systems LTD trading as Flue Finder is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply.